Dr. K. P. Hussain A Leader, Philanthropist & Healthcare Visionary!

Starting his career in Dubai in a Clinic 20 years ago, Dr. K.P Hussain witnessed economically weaker blue collar workers who could not afford to pay for medicines and investigations. Dr. Hussain was disturbed by seeing the difficulties of many blue collar workers who had no money to get adequate treatment for chronic diseases and emergency situations. Dr. Hussain was deeply hurt and thought of doing something which will help them to find a solution.

In 2000, he began researching and reached to a permanent solution that the treatment of each Employee should be the responsibility of the organization they work for and the Government should ensure quality healthcare for all.

As part of his research Dr. Hussain approached many institutions and came to know that they did not have sufficient fund for Medical Insurance coverage for their employees.

Dr. Hussain, who always stands for the wellbeing and betterment of the fellow beings took this issue as a challenge and started meeting Insurance companies, hospitals, and clinics for a medical Insurance plan which enables a healthcare solution to the weaker sector of the society. 20 years ago, it was assumed that medical Insurance coverage would cost AED 7000/- to AED 10000/- but Dr. Hussain’s research studies proved that this concept was wrong and this enabled him to argue with the insurance companies. He spent his time to convince the Insurance Companies and Corporates about the necessity of the insurance scheme for the blue collar workers with a lesser premium.

The Proposal put forward by Dr. Hussain was to create a pool with a fixed amount contributed by the Corporates and 10% contributed by the employees. A network was created by linking insurance companies, hospitals, clinics, and thus creating a plan to ensure quality health care for the weaker sector of the society.

Dr. Hussain submitted his research study to Lloyds – Financial Analyst Institution in London and they appreciated his study. Later he presented the reports to Dubai Health Authority and they recognized the concept and studied this data which has later paved way for the implementation of compulsory medical insurance scheme in Dubai. Today Government has implemented compulsory medical Insurance scheme with a premium of AED 600 to AED 700.

Along with the growth of Dubai, Dr. Hussain was also working hard to carry out his vision in providing quality healthcare for the economically weaker sector of the society. Dubai has now become a role model to this world, and is celebrating “Happiness in Dubai” concept, same time Dr. Hussain is very much satisfied in fulfilling his mission while witnessing the entire population in UAE availing Comprehensive Quality Healthcare services.

Dr. Hussain’s concept has become a historic success and an acceptable medical insurance scheme for the lower income group. Over 10000 companies have now insured half a million employees under this scheme in association with 12 national insurance companies in the UAE and other GCC countries. The Insurance companies have acknowledged the merit of this concept. With pride, this scheme can be credited as a unique Indian initiative in the field of health-care coverage for expats in the Gulf region, including Qatar, Oman and Bahrain. Saudi Arabia will also adopt this scheme in the near future. India will also soon adopt this scheme.

• Registered Medical Practitioner of India, Under the Act 1982, Government of India
• Registered Medical Practitioner, Tamilnadu Acupuncture Council, Government of Tamil Nadu
• MD - Alternative Medicine, Indian College of Acupuncture, Patna, Under Bandaranaike University
• Ph.D. - Dujun Academy, Moscow University, The Open International University For Complementary Medicines